About the role:
The Borrower Activation team's mission is to help borrowers resolve past-due accounts and get them back on their financial feet using our Borrower Portal. You’ll play a central role in building features that empower borrowers to manage their loans, create payment plans, and request debt forgiveness.
Your impact:
Staff Software Engineers at January are not just responsible for writing code; they own product and team outcomes, advocate for borrowers and agents, and help other engineers grow. Here’s how you’ll make an impact:
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Technical Leadership: Lead by example in implementing sophisticated software solutions, setting standards for code quality, and promoting best practices such as test-driven development, code reviews, and refactoring to maintain high standards of maintainability and scalability.
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Mentorship and Collaboration: Act as a mentor to less experienced engineers, fostering a culture of learning and growth within the team. Facilitate knowledge-sharing sessions and contribute to a collaborative team environment.
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Strategic Contribution: Engage in architectural discussions, contribute to roadmap planning, and provide insights that influence the direction of our projects and technology choices.
As our company continues to grow, you will have opportunities to be involved in scoping, architecting, and implementing new product lines, potentially building new lines of business from scratch.
What You’ll Work On:
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New Channel Development: Design and implement new channels to field borrowers' questions, leveraging AI/ML to understand and address their needs at scale.
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System Integration and Consolidation: Continuously evaluate and improve both our proprietary software and integrates with 3rd party systems to ensure usability, scalability, and maintainability.
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Contact Center Solutions: Work closely with our contact center agents to improve efficiency, enhance real-time data handling, and apply user-centric design.
What You Bring to the Table
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Mentorship: Success coaching and mentoring junior engineers.
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Technical Expertise: Proficiency in Python, React, and Postgres, with additional experience in productionizing AI/ML models being a plus.
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Problem-Solving and Analytical Skills: Proven ability to analyze existing systems and processes to find areas for enhancement.
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Collaboration and Mentorship: A strong commitment to mentoring and fostering a collaborative team environment.
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Project Management: Proven ability to navigate ambiguous, complex projects and mentor junior engineers in project management best practices.
You may be a fit if you value:
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Genuine collaboration. We recognize and explicitly reward feedback, alignment, and learning from each other.
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Managers as advocates. You’ll report to leaders invested in your growth and promotion, not just their own. Managers only succeed when their teams thrive.
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Outcomes over output. We value finding ways to do more with less, working smart instead of burning out.
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Product ownership. Engineers are owners, not mercenaries. Everyone plays a role in discovering, advocating for, and implementing ideas.
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Technical quality. We work collaboratively to ensure great outcomes without sacrificing quality. Sustainable development is a first class priority.
We find that candidates who perform well in this role often have 8+ years of software development experience. However, we encourage you to apply for this role even if your experience isn’t an exact match. We value professional development and on-the-job learning!
We are currently hiring for this position in our New York office.
January believes in doing its part to help close the wage gap that continues to plague much of the US workforce. We offer transparent and equitable compensation packages to all existing and future January team members.
Our compensation range for this role is $200,000 to $250,000. We determine the final package by considering experience, applicable education and training, and relevant skills derived throughout our interview process.This role also includes a competitive equity package, giving you a chance to feel true ownership of your work.
Top Skills
What the Team is Saying
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What We Do
January is a Series B fintech company that works with borrowers who fall behind their loans to achieve financial stability while helping creditors modernize their collections process.
Traditional debt collection is rife with harassment and fraud. January is driving systemic change in this predatory industry by providing borrowers with the best options for their situation and helping creditors make data-driven decisions. We empower borrowers to dispute, negotiate, and resolve their debt without stress or embarrassment while providing transparency and compliance to our creditor clients.
Why Work With Us
We give consistent, actionable feedback to prevent anyone from growing in a vacuum.
We cherish writing. Writing enables us to clarify our thoughts, communicate asynchronously, and leave a chronicle we can revisit.
We celebrate the wins.
Gallery
January Offices
Hybrid Workspace
Employees engage in a combination of remote and on-site work.
Headquartered in New York City with an office in San Francisco, we believe that in-person collaboration promotes creativity, camaraderie, and trust amongst our team. Because of this, we operate on a hybrid model, where our team comes in 3x a week.
