Business Operations Associate

Job Posted 14 Days Ago Posted 14 Days Ago
New York, NY
Hybrid
Junior
Fintech • Mobile • Payments • Social Impact • Financial Services
We're fixing what’s broken in consumer credit with our data-driven platform, helping millions build a brighter future.
The Role
As a Business Operations Associate, you will optimize workflows, resolve client issues, and drive strategic initiatives while collaborating cross-functionally to enhance operational efficiency.
Summary Generated by Built In

At January, we're transforming the lives of consumers by bringing humanity to consumer finance. Our data-driven products help financial institutions streamline their collections, offering borrowers straightforward and compassionate solutions to regain financial stability and control over their lives. We're not just expanding access to credit – we're restoring dignity and giving millions of people the chance to achieve financial freedom.

About the Role

As a Business Operations Associate, you will play a critical role in optimizing workflows, resolving client issues, and driving strategic scaling initiatives. You will work cross-functionally to enhance operational efficiency, improve automation, and support both existing and new clients. This role is ideal for someone who thrives in a fast-paced, data-driven environment and is passionate about process improvement, problem-solving, and driving measurable impact.

What You’ll Work On

  • Own new and existing client reporting workflows, optimizing them for efficiency and accuracy. This work will ensure our operations can support rapid growth while remaining confident in our reporting abilities.

  • Collaborate with January’s product and engineering teams to troubleshoot issues with and improve our internal tools. 

  • Support January’s Contact Center, Client Success, and Client Operations teams in ad hoc troubleshooting, training on tools and data when technical support is needed (e.g., querying the database, interpreting data, investigating reporting)

What You Bring to the Table

  • 2+ years of experience in analytics, operations, or consulting

  • Strong SQL skills and can confidently query data, analyze trends, and use insights to improve operations.

  • A process-first mindset, with the ability to identify inefficiencies, understand system connections, and optimize workflows for scalability.

  • A proactive approach to problem-solving, taking initiative to address issues and improve processes without waiting for direction.

  • Clear and concise communication skills, able to break down complex ideas and collaborate effectively across teams.

  • Strong prioritization and project management skills, balancing multiple tasks, making thoughtful trade-offs, and keeping stakeholders informed.

  • A willingness to tackle the nitty-gritty tasks that come with being at a startup, doing what it takes to get the job done.

We are currently hiring for this position in our New York office.

As a New York City-based company, we are dedicated to transparent, fair, and equitable compensation practices that reflect our commitment to fostering an environment where all team members are valued and supported. We encourage individuals from all backgrounds to apply.

We are an equal opportunity employer committed to diversity and inclusion in the workplace. We do not discriminate based on race, color, religion, sex, sexual orientation, gender identity, national origin, disability status, age, veteran status, or any other legally protected characteristic.

Top Skills

SQL

What the Team is Saying

Person1
Ray
Workplace Experience Manager
“I love the people at January! Everyone you speak to is genuinely interested in you as a person, not just an employee. We have weekly coffee chats that are a great way to meet new people. Team collaboration is a verb for us, not just a saying.“
Ray
Lina
AJ
Danielle
Vanessa
Linya
Jake
Sam
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The Company
New York, NY
90 Employees
Hybrid Workplace
Year Founded: 2016

What We Do

At January, we bring humanity to consumer finance. Using data intelligence, we create trust and deliver better outcomes for consumers and creditors alike. Our mission is simple: expand access to credit while empowering consumers to achieve lasting stability and control of their financial lives.

We began by building the foundation for creditors to engage with and support their borrowers at scale across the entire debt lifecycle. We’ve mastered outsourced collections by combining best-in-class performance with differentiated consumer satisfaction and superior compliance. 

And we’re just getting started. Together, we’re creating a financial system where trust and opportunity spark lasting change in people’s lives.

Why Work With Us

We're driven to push boundaries and thrive in a culture of collaboration, rapid growth, and continuous learning, January offers the chance to do your best work.

We thrive on:
Writing to clarify thinking, scale collaboration, and drive intentionality.
Prioritizing impact over routine.
Embracing growth, feedback, and new challenges with humility.

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January Offices

Hybrid Workspace

Employees engage in a combination of remote and on-site work.

Headquartered in New York City with an office in San Francisco, we believe that in-person collaboration promotes creativity, camaraderie, and trust amongst our team. Because of this, we operate on a hybrid model, where our team comes in 2-3x a week.

Typical time on-site: 2.5 days a week
New York, NY
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