Associate General Counsel - Regulatory

Job Posted 8 Days Ago Posted 8 Days Ago
New York, NY
185K-240K Annually
Senior level
Fintech • Mobile • Payments • Social Impact • Financial Services
We're fixing what’s broken in consumer credit with our data-driven platform, helping millions build a brighter future.
The Role
The Associate General Counsel - Regulatory will navigate legal complexities to support the company's growth, partnering with teams in product development, engineering, and sales. The role involves ensuring legal compliance in a regulated industry, shaping product strategy, making commercial transactions seamless, and creating scalable legal processes. The AGC will also provide training to stakeholders on legal opportunities and risks.
Summary Generated by Built In

As our AGC - Regulatory, you won’t just navigate the complexities of the legal landscape. You’ll be a central partner in driving our business goals as we scale and continue to establish ourselves as the leading trusted partner for both creditors and consumers. You will play an instrumental role in our expansion into new product lines, partnering closely with our Product, Engineering, Ops, Compliance, and Sales teams.. You're a generalist who’s comfortable quickly becoming an expert in a heavily regulated industry, working across teams, and context shifting in a fast-paced environment. Reporting to our Chief Administrative Officer & General Counsel, you will help shape January’s legal culture and how we integrate creative, forward-thinking legal solutions in our business decisions and growth strategies. 

Your impact

  • Champion Legal as an Accelerant: Bring a creative, solution-oriented approach to your work. Your role will play a central part in ensuring our legal approaches go beyond compliance and demonstrate innovation, paving the way for our entry into new product lines and geographies.

  • Navigate Regulatory Complexity: Develop a deep understanding of our regulatory landscape to inform our risk philosophy and proactively guide our business, compliance, and technical teams as we navigate relevant laws and regulations. 

  • Embody Excellence in Product Counseling: You’ll support our Product and Engineering teams as they develop new products and expand into new business lines, moving roadblocks and providing practical and actionable advice that’s rooted in creativity, ethics, and a growth mindset.

  • Make Commercial Transactions Seamless: Review, draft, and negotiate our sales and vendor agreements, identifying opportunities for growth and commercial advantage. 

  • Create Scalable Legal and Compliance Processes: Design and implement scalable legal processes that grow alongside our team and business, including in product counseling, contract processes, and litigation management.

  • Support a Legal-Savvy Organization: Arm January’s business and product teams with the training and education to identify legal opportunities and pitfalls. 

 

Qualifications

  • 5-8 years of experience in a legal role in a high-growth startup environment; experience in a regulated industry preferred.

  • Strong experience working closely with product and engineering teams, providing critical legal insights that shape product strategy and development

  • Comfort acting in a generalist capacity and managing a variety of legal areas, including product counseling, commercial contract review, and litigation management

  • Demonstrated ability to align legal expertise with commercial objectives, and adept in legal aspects of product innovation and market expansion

  • Demonstrated ability to navigate effectively in the ambiguous and rapidly changing environment of a growing startup

  • Exceptional verbal and written communication skills, with the ability to articulate complex legal concepts to non-legal stakeholders

  • A proactive, hands-on approach, ready to engage directly with various aspects of our business

 

Our compensation range for the General Counsel role $185,000-$240,000. We determine the final package by considering experience, applicable education and training, and relevant skills derived throughout our interview process. This role also includes a competitive equity package, giving you a chance to feel true ownership of your work. January believes in doing its part to help close the wage gap that continues to plague much of the US workforce. We offer transparent and equitable compensation packages to all existing and future January team members.

 

What the Team is Saying

Person1
Ray
Workplace Experience Manager
“I love the people at January! Everyone you speak to is genuinely interested in you as a person, not just an employee. We have weekly coffee chats that are a great way to meet new people. Team collaboration is a verb for us, not just a saying.“
Ray
Lina
AJ
Danielle
Vanessa
Linya
Jake
Sam
The Company
New York, NY
90 Employees
Hybrid Workplace
Year Founded: 2016

What We Do

At January, we bring humanity to consumer finance. Using data intelligence, we create trust and deliver better outcomes for consumers and creditors alike. Our mission is simple: expand access to credit while empowering consumers to achieve lasting stability and control of their financial lives.

We began by building the foundation for creditors to engage with and support their borrowers at scale across the entire debt lifecycle. We’ve mastered outsourced collections by combining best-in-class performance with differentiated consumer satisfaction and superior compliance. 

And we’re just getting started. Together, we’re creating a financial system where trust and opportunity spark lasting change in people’s lives.

Why Work With Us

We're driven to push boundaries and thrive in a culture of collaboration, rapid growth, and continuous learning, January offers the chance to do your best work.

We thrive on:
Writing to clarify thinking, scale collaboration, and drive intentionality.
Prioritizing impact over routine.
Embracing growth, feedback, and new challenges with humility.

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January Offices

Hybrid Workspace

Employees engage in a combination of remote and on-site work.

Headquartered in New York City with an office in San Francisco, we believe that in-person collaboration promotes creativity, camaraderie, and trust amongst our team. Because of this, we operate on a hybrid model, where our team comes in 2-3x a week.

Typical time on-site: 2.5 days a week
New York, NY
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