Analyst II, Financial Crime Compliance (Americas)

Company Description

Checkout.com is one of the most exciting fintechs in the world. Our mission is to enable businesses and their communities to thrive in the digital economy. We’re the strategic payments partner for some of the best-known fast-moving brands globally such as Patreon, Binance, SHEIN, Grab, Henkel, Wise, Sony Electronics and many others. Purpose-built with performance and scalability in mind, our flexible cloud-based payments platform helps global enterprises launch new products and create experiences customers love. And it's not just what we build that makes us different. It's how.

We empower passionate problem-solvers to collaborate, innovate and do their best work. That’s why we’re on the Forbes Cloud 100 list and a Great Place to Work accredited company. And we’re just getting started. We’re building diverse and inclusive teams around the world — because that’s how we create even better experiences for our merchants and our partners. And we need your help. Join us to build the digital economy of tomorrow.

Job Description

We're looking for an Analyst, Financial Crime Compliance for Checkout.com’s operations in the Americas, based in New York. The stakeholder will join a growing team dedicated to Compliance. Reporting into the Director, Head of Financial Crime Compliance for the Americas, this role will work closely with various functional key partners (Sales, Onboarding, Transaction Monitoring, Legal, Product etc.), ensuring compliance with all applicable requirements around Financial Crime, AML/CTF and Payments regulations.

How you’ll make an impact

We’re looking for an Analyst, who will contribute to building and improving our Americas compliance program. The ideal candidate will be a confident individual with strong interpersonal and organizational skills. Who can demonstrate the ability to promote proactive and effective solutions and exercise good judgment when partnering with the business within a fast-paced and exciting environment.

What you will be doing

• Collaborating cross-functionally with various teams to ensure seamless execution of global regulatory requirements and internal policies across different jurisdictions.

• Providing oversight and compliance advice to the Americas team and serving as a financial crime subject matter expert for all AML/CFT compliance requirements. 

• Partnering with key stakeholders to develop and implement standards, processes, programs, and best practices related to financial crime risk management.

• Monitoring new regulatory developments and industry trends pertaining to financial crime risk and conduct assessments to determine impact on business activities.

• Reviewing and dispositioning escalations from the first line of defense.

• Making sure necessary CDD/EDD is performed on higher risk customers.

• Conducting AML/CFT risk assessments highlighting control gaps where necessary.

• Generating reporting for regulators and Senior Management and providing support during internal audits and regulatory exams.

• Communicating with all necessary staff to ensure they understand Checkout.com policies and procedures and their obligations to escalate suspicious activity.

• Analyzing escalated transaction monitoring alerts, conducting internal investigations, and writing suspicious activity reports.

• Participating in ad-hoc compliance projects, including geographic expansion. 

• Assessing new products/activities and the associated AML/CFT risk exposure.

Qualifications

• 2-5 years of experience within regulated financial services, fintech, or payments with knowledge of topics including KYC, AML/CFT, Sanctions, Fraud.

• ACAMS certified a plus.

• Strong analytical skills with experience in problem solving and delivering solutions.

• Demonstrate clear sense of accountability in performing the role and a positive demeanor (can-do attitude and solution oriented mindset).

• Well organized self-starter, able to prioritize quickly and meet deadlines.

• Strong stakeholder management and communication skills.

Additional Information

For regular full-time employees in New York City, the estimated base salary for this role is $82,835 - 97,453 per year. Additionally, this role is eligible to earn an annual cash bonus.

Apply without meeting all requirements statement 

If you don't meet all the requirements but think you might still be right for the role, please apply anyway. We're always keen to speak to people who connect with our mission and values.

We believe in equal opportunities

We work as one team. Wherever you come from. However you identify. And whichever payment method you use. 

Our clients come from all over the world — and so do we. Hiring hard-working people and giving them a community to thrive in is critical to our success.

When you join our team, we’ll empower you to unlock your potential so you can do your best work. We’d love to hear how you think you could make a difference here with us. 

We want to set you up for success and make our process as accessible as possible. So let us know in your application, or tell your recruiter directly, if you need anything to make your experience or working environment more comfortable. We’ll be happy to support you.

Take a peek inside life at Checkout.com via

• Our Culture video https://youtu.be/BEwnpHuadSw
• Our careers page https://www.checkout.com/careers
• Our LinkedIn Life pages bit.ly/3OaoN1U
• Our Instagram https://www.instagram.com/checkout_com/